.Union Finance Minister Nirmala Sitharaman3 min reviewed Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Minister Nirmala Sitharaman revealed that the authorities aims to open over 30 million brand new PMJDY accounts in the course of 2024-25.Rundown press reporters, Sitharaman revealed that since August 14, 2024, an overall of 531.3 million Jan-Dhan accounts have actually been opened since the scheme's launch a years back, with a cumulative down payment remainder of Rs 2.3 trillion.The normal difference every profile has boosted from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 percent of these accounts are currently energetic." PMJDY has actually participated in an essential function during the course of the astronomical, especially for females," said Sitharaman.Regardless of the allotment for absolutely no balance and the lack of a minimal equilibrium criteria, just 8.4 per-cent of the profiles sustain a no equilibrium. The program has been specifically helpful in rural and semi-urban regions, where 66.6 percent of the profiles lie.As of August 14, 2024, females account holders exemplify 55.6 percent of the overall profiles, amounting to 295.6 thousand profiles, according to the Department of Money management.
Presently, 99.95 per cent of all settled communities possess banking locations readily available within a 5-kilometre distance with various touchpoints, including bank branches, automated cashier makers, banking contributors, and India Blog Post Repayments Banking Company.Since August 14, 2024, there end 1.73 billion important CASA (bank account savings account) profiles in the country, consisting of much more than 530 thousand operative PMJDY accounts.Regarding social safety and security plans, Sitharaman highlighted that over 200 thousand cumulative enrolments have actually delivered life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual costs of Rs 436.Also, over 450 million increasing enrolments have actually provided 1 year unintentional cover of Rs 2 lakh (for fatality or irreversible total special needs) and also Rs 1 lakh (for irreversible partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs 20 per year.The Atal Pension plan Yojana has actually enrolled over 68 million subscribers.In relations to credit-linked plans, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective loans totaling up to Rs 29.93 trillion (as of July 12, 2024) have actually been actually accredited to supply collateral-free institutional finance to micro and also small business devices up to Rs 10 lakh for income-generating tasks.Under the Stand Up India Program, 236,000 cumulative car loans totalling Rs 53,609 crore (as of July 15, 2024) have been actually accredited to Set up Caste, Scheduled Group, and females entrepreneurs for putting together greenfield ventures.Also, the Pradhan Mantri SVANidhi system has sanctioned lendings worth Rs 12,630 crore to 6.52 million street providers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY advancing deposit difference of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA accounts.u00b7 Girls account holders consist of 55.6% of complete profiles.Very First Posted: Aug 27 2024|9:37 PM IST.